FD Calculator – Fixed Deposit Calculator

FD Calculator

Calculate Fixed Deposit maturity amount, interest earned & yearly growth

Results are estimates based on entered interest rate and compounding frequency. Actual returns may vary by bank and applicable taxes (e.g. TDS in India). Always verify with your bank.

FD Type

Standard fixed deposit — choose any tenure and compounding frequency.

Principal Amount

₹ INR

₹1K ₹1,00,000 ₹1Cr

Annual Interest Rate

% p.a.

1% 7.50% 15%

Tenure

yrs

1 mo 36 months (3 yrs) 10 yrs

Compounding Frequency

Most Indian banks compound quarterly.

TDS / Tax Rate (optional)

% TDS

Inflation Rate (for real returns)

% p.a.

Returns

Principal Interest

Maturity Amount

₹0

Total Interest

₹0

After-Tax Maturity

₹0

—

Effective Yield

—

Real Return

—

TDS Deducted

—

Maturity Date

Investment Breakdown

Principal: — Interest: —

—

⚖️ Simple vs Compound Interest Comparison

Simple Interest

—

Interest: —

Your FD (Compound)

—

Interest: —

Extra Earned

—

Power of compounding

📊 Quick Tenure Comparison (same principal & rate)

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