RD Calculator – Recurring Deposit Calculator

RD Calculator

Calculate Recurring Deposit maturity amount, total interest & month-by-month growth

RD interest is compounded quarterly as per RBI guidelines for most Indian banks. Results are estimates — actual returns may vary by bank and applicable TDS. Verify with your bank before investing.

Depositor Type

Standard recurring deposit open to all resident individuals.

Monthly Installment

₹ / mo

₹100 ₹5,000 ₹1L

Annual Interest Rate

% p.a.

1% 7.00% 12%

Tenure

yrs

6 mo 24 months (2 yrs) 10 yrs

Compounding Frequency

RBI mandates quarterly compounding for most bank RDs.

TDS Rate (on interest)

% TDS

Inflation Rate (real returns)

% p.a.

Returns

Deposited Interest

Maturity Amount

₹0

Total Deposited

₹0

Total Interest

₹0

After-Tax Maturity

₹0

—

Effective Yield

—

Real Return

—

TDS Deducted

—

Maturity Date

Investment Breakdown

Deposited: — Interest: —

—

⚖️ RD vs Lump-Sum FD Comparison (same total investment, same rate)

Your RD

—

Interest: —

Lump-Sum FD

—

Interest: —

FD Advantage

—

FD earns more because full amount compounds throughout

💡 What-If: Boost Your Monthly Installment

📊 Tenure Comparison (same installment & rate)

Kanolyx

RD Calculator

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